Credit Services
Qualtik offers credit services through our wholly owned subsidiary, Enlighten Financial.
Enlighten Financial, founded in 2008, works with financial institutions to mitigate risk and ensure policy compliance in the form of loan review, due diligence and other credit services. We work with financial institutions across the country to assist them in managing the credit risk within their loan portfolios.
Loan Review
Our proprietary loan review services help financial institutions ensure compliance with loan policy and provide effective identification and management of credit risk within the loan portfolio. Our team has worked with numerous financial institutions as a part of their overall risk management solution.
Due Diligence
Our approach to due diligence will provide you with critical insight into the target loan portfolio. Our process is efficient and effective to provide you the information you need to make strategic decisions regarding the acquisition of a loan portfolio.
The Benefit of Software
Enlighten Financial loan review customers gain more than expert credit analysis—they also receive access to powerful, interactive reporting and stress testing tools, powered by Qualtik. This unique combination of strategic consulting and cutting-edge software equips financial institutions with deeper visibility into their loan portfolios. With dynamic dashboards, scenario modeling, and instant reporting, banks can move from static reviews to ongoing portfolio insights that support stronger risk management, examiner readiness, and confident decision-making.
