Concentrations and Ratios
Accelerate and Elevate Monthly Reporting
Many banks aggregate data from multiple spreadsheets and systems to create monthly reports. This is a time-consuming process, with many commercial lenders spending several days every month just compiling and organizing data. With Qualtik, you can generate customizable, interactive reports in minutes.
Dynamic Drilling
Drill in to evaluate a scenario or single loan directly from the dashboard. Get greater detail at your fingertips so you can answer questions, fast.
Concentrations
Get real-time insight to specific areas of concentration with filtering. Access a list of assets and key information for any segment of a concentration.
Capital Ratios
Qualtik’s capital ratio dashboard gives detail behind CRE and C&D capital ratios and helps with forecasting. View your portfolio by unpaid principal balance or committed amount, easily break down details such as risk grades, LTV, and DSCR, and filter by call codes so you can keep a finger on the pulse of your portfolio and quickly answer questions for regulators.
Configurable Reports
Generate reports from multiple perspectives in minutes with Qualtik’s real-time reporting.
Interactive Tools for Tracking Capital Ratios
Construction & Development Forecasting
Many banks build elaborate spreadsheets and spend considerable time forecasting their construction and development ratios. Qualtik’s C&D Forecasting product allows banks to put aside their spreadsheets and focus on analysis and decision making.
M&A Analysis for Banks
Use Qualtik to analyze multiple portfolios on their own and in aggregate. Qualtik is designed to quickly load and analyze data from multiple sources. It allows for multiple portfolios to be managed at once and to view concentrations and ratios from a blended version of those portfolios with a few clicks. It’s perfect for analyzing M&A opportunities and for analyzing portfolios that reside on more than one core system post-acquisition.
Historic Metrics Dashboards
The Historic Metrics dashboards from Qualtik offers banks a powerful solution for tracking and analyzing performance trends over time. Quickly generate highly visual board and management reports to highlight key trends related to your institution’s historic performance against bank policy, regulatory ratios, and strategic objectives. Historical trending reports help banks identify and assess potential risks by analyzing past financial trends and anomalies, enabling them to make decisions quicker and mitigate future risks. View and compare multiple areas of concentration within your portfolio and filter to focus on particular areas of interest.
With the ability to select custom timeframes and save settings for future reporting, Qualtik’s Historic Metrics dashboard simplifies report creation and ensures consistency and accuracy in reporting. It’s one more way Qualtik helps you gain deep insights into your commercial loan portfolio.
