Qualtik’s new Classified Loans Dashboard enables banks to analyze and report on historical trends within their loan portfolios related to their watchlist, delinquent, adversely classified and non-accrual loans. 

Qualtik software is now being leveraged to enhance the efficiency and value of community bank loan review services.

The Capital Impairment Analysis product from Qualtik offers banks a consistent method of analyzing the impact that a specific stress scenario may have on the bank’s capital. This powerful new product is now included in the Qualtik stress testing suite of products.

Qualtik’s Historic Metrics dashboards offers banks a powerful solution for tracking and analyzing performance trends over time. Quickly generate highly visual board and management reports to highlight key trends related to your institution's historic performance against bank policy, regulatory ratios, and strategic objectives.

Qualtik’s Comprehensive Loan Analysis product helps banks to understand the collateral value behind their loans and run scenarios based on today’s economic environment. The product allows banks to stress individual loans based on specific bank policies and record a narrative for each loan analysis.

Qualtik’s Construction and Development (C&D) Forecasting product helps banks break down their current 100% ratio and forecast how the ratio will move in coming months based on the distribution of committed funds.

"Qualtik is helping community banks around the country as they navigate these challenges, and our relationship with JAM FINTOP can accelerate our growth,” said Mark Prior, Qualtik Founder and CEO.

This collaboration marks a significant step towards empowering banks to effectively manage risk and gain valuable insights, enabling them to optimize resources and navigate challenging times successfully.

Community banks approaching or exceeding the 300% CRE Capital Ratio and/or the 100% C&D Capital Ratio need to demonstrate their understanding and management of these areas of their risk profile to regulators.

An industry-leading tool for commercial real estate lenders is now available from Qualtik: Dynamic CRE Dashboards. In working with CRE lenders, Qualtik found that many lack deep visibility into their portfolios. In addition, in order to gain even the current limited level of insight, they are spending several days each month collecting and organizing their data in spreadsheets, leaving precious little time for analysis.